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Argentine President Javier Milei has firmly rejected the idea of allowing the national currency, the peso, to float freely in the foreign-exchange market. Speaking during an interview earlier this week, Milei explained that Argentina’s economy remains too fragile to withstand the volatility that would likely accompany a fully liberalized exchange regime.
Friday is the debrief. I review what moved, what stayed stalled, and what deserves attention next week. The checklist is short: reconcile transactions, archive receipts, update goal trackers, and write a two-sentence narrative about the wee…
Thursday is my strategy day, and in Q4 that means taxes. I pull the year-to-date ledger, categorize any transactions the bookkeeper flagged, and line them up against the tax projection spreadsheet. The goal is to understand the story before…
Wednesday is my portfolio pulse check because the market has had two days to react to news and two more before the week closes. I start with a one-page dashboard: allocation by asset class, drift from target, and cash on hand. If every box …
Tuesday is when I gut-check the budget against reality. By then, Monday’s cash flow sync is done and I can zoom into spending categories without distraction. I compare rolling 90-day trends to the budget allocations so inflation spikes show…
Monday is my reset button for cash flow. I sit down with the same latte, the same dashboard, and the same question: where is the money in motion this week? Starting with routine gives me permission to look for exceptions. When the rhythm is…
Personal finance advice often sounds like a list of rules carved in stone. Mine was carved in pencil. I experimented, erased, and rewrote until the plan finally fit my real life. The point of a budget or system isn’t perfection; it’s tracti…
Budgeting never clicked for me until I simplified everything into buckets I could actually remember. Rent, groceries, transit, fun, future me. That last bucket changed my behavior. Once I named the category, I felt responsible to it — like …
Getting out of debt was less like a sprint and more like clearing a messy garage. I didn’t do it in one heroic weekend. I did it shelf by shelf, loan by loan, payment by payment. Momentum showed up after the first shelf looked clean. On a t…
The market can be loud, but my portfolio got better when my rules got quieter. A short list, followed relentlessly: low-cost funds first, contributions on a schedule, and the humility to admit I can’t predict the next headline. Here’s somet…
Investing isn’t a personality type; it’s a process. You don’t need secret access or a math degree. You need patience, a repeatable plan, and the willingness to be bored while your future gets built in the background. Here’s something I lear…
Saving more didn’t come from one giant cut. It came from dozens of tiny frictions I introduced on purpose: a slower checkout flow, a 24-hour rule before purchases, and a nicer ritual around cooking at home. On a tactical level, I focus on s…
Freelancing taught me that cash flow is a heartbeat. If the beats get irregular, the body feels it. I learned to invoice with clarity, require deposits, and keep a buffer that lets me say yes to good work and no to bad fits. I didn’t grow u…
If you’ve ever wondered why smart people make dumb money choices, welcome to the human club. Our brains are storytelling machines, not calculators. The goal isn’t to delete emotions — it’s to design guardrails that work with them. Here’s so…
The rent-versus-buy debate gets framed like a boxing match, but it’s really a spreadsheet plus self-knowledge. Flexibility has value. So does equity. Running your own numbers is the only way to keep the internet pundits from renting space i…
A side hustle will educate you in ways no course can: pricing, positioning, customer service, fulfillment, taxes. Each dollar earned carries a tiny MBA attached, if you’re paying attention. On a tactical level, I focus on simple, repeatable…
Personal finance advice often sounds like a list of rules carved in stone. Mine was carved in pencil. I experimented, erased, and rewrote until the plan finally fit my real life. The point of a budget or system isn’t perfection; it’s tracti…
The market can be loud, but my portfolio got better when my rules got quieter. A short list, followed relentlessly: low-cost funds first, contributions on a schedule, and the humility to admit I can’t predict the next headline. I didn’t gro…
Saving more didn’t come from one giant cut. It came from dozens of tiny frictions I introduced on purpose: a slower checkout flow, a 24-hour rule before purchases, and a nicer ritual around cooking at home. I didn’t grow up thinking about b…
Money at home is less about math and more about meaning. What are we optimizing for? Safety? Experiences? Freedom? When those answers are explicit, the budget stops feeling like handcuffs and starts feeling like a map. On a tactical level, …
Lifestyle creep is sneaky. It doesn’t announce itself; it just shows up in nicer coffee, faster shipping, and less price sensitivity. The antidote is intentional friction and a few bright-line rules you actually respect. Here’s something I …
Credit can be a lever or a landmine. Used well, it builds history, protects purchases, and smooths cash flow. Used poorly, it taxes your future with interest. I learned both sides and designed some rules to keep me on the right one. I didn’…
The market can be loud, but my portfolio got better when my rules got quieter. A short list, followed relentlessly: low-cost funds first, contributions on a schedule, and the humility to admit I can’t predict the next headline. On a tactica…
Small businesses don’t run on vibes; they run on working capital. Think like a restaurant: cash comes in unevenly, expenses are relentless, and survival depends on preparation more than prediction. Here’s something I learned the slow way: m…